Martti is a player. After realizing he could as well use his red suit, he has been using it every day in business. In 5 short years, he has stealthily become what he openly strived for - a merchant. With this experience, it would actually feel strange, unnatural, to remain Novice for 3 more years. Martti's feeling is that he is on the verge of becoming Expert.
Martti's Wisdom has also gone up. It was 4/20 when the module was announced. Now it is 5/20. When the value reaches 11/20, Martti gains the right to use the title "The Wise". Long before he has been promoted to Wizard or Doctor, however. Culture will be similarly evaluated soon, with a 20-step ranking with exponentially more difficult to advance steps.
But the reason why Martti is a player, is that he is visiting the Gilded Goose as any merchant would do, with the excuse that perhaps Lord Angus would like to consider trading his Most Ancient 1498 red suit for a new red suit - Martti offered 15 million in trade. Lord Angus was nowhere to be seen, but Martti mentioned (in freenode IRC, ##crypto-kingdom) that he does not have the 15 million but has 3 unmortgaged pigs, etc.
The Marquess of Rome (sneak peek reveals that this noble owns more than 10% of CryptoTown outstanding debt, probably only the King is a bigger creditor, he also had 800 mil in cash, 2,000+ bottles of wine and countless other things) overheard the conversation and promised to lend the money: 15 mil for 15 years at 1.5% interest. When Martti asked if the loan was conditional to the suit deal, the Marquess waved his hand: "No, you seem like a trustworthy guy".
Now to get all these loans (2 so far, and more in planning), it needs to be asked whether it matters that the controller is known to be the lead designer or would they give loans to an anon after a month of activity: "hehe - most likely - after a cursory examination - (or rather my impression of them after 1 month, if I have one)" So after a reasonable time of a few weeks of daily play, it is possible to get unsecured loans. I am not advocating taking out the $5 and quitting the game, thus defrauding the creditor. But it is good to know that unsecured is unsecured, and they also know it. If you honestly go bankrupt, they have neither the right nor the means to gouge the money out of you. So up to a certain extent, the money flows quite freely in town, and the merchant route is just about to start in a serious way.
Martti had been checking the Macrolocation coefficients of the new boroughs and came to the conclusion that 22-NE is the key place with a 65% generic bonus (the bonus even goes up with certain building types!) and no quarrying but immediate zoning. The glance to the pricing, however, reveals that no matter how cheap the lots are, it is still difficult to find anything below 0.2 mil/sqm. So a decent 300 sqm lot is 60 mil, or 100 mil, and out of question. But time flies and Martti sees that some day he is buying and selling them like he is now taking 15 mil loans, or used to buy and sell pigs, or before that even less-valued items.
So land speculation is ruled out (and the rumors of lots being for sale for 100 years do have their effect as well). Next time, we will concentrate on finding out a new major business: what to do with this newfound wealth?
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